(800) 387-4393


Protect your home with this all-inclusive policy. The Home-Guard package provides both property and liability coverages for owner-occupied city or town dwellings. All coverages will protect your home and personal property, as well as protect you from financial disaster that may arise from accidents or injuries occurring on your property.

Property coverage will protect:

  • your dwelling
  • any construction materials
  • other structures
  • sidewalks
  • driveways
  • privacy or decorative fences


Personal property coverage will automatically cover personal property that is temporarily away from your dwelling.

Personal liability protection will cover:

  • public liability
  • medical payments for public
  • damage to property of others


Additional, optional coverage can be purchased, including:

  • earthquake
  • replacement cost coverage on dwelling and/or personal property
  • water backup
  • inflation
  • many other


Home-Guard Select

Qualified Home-Guard policyholders may be eligible for expanded coverage including:

  • increased limits on additional coverages
  • replacement cost for the dwelling and personal property
  • increased limits on certain items of personal property

Contact us today to find out if you qualify for Home-Guard Select – (800) 387-4393.



Our Products

Belle Prairie Mutual Insurance Company provides personalized and timely service to all of our customers.
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Pioneer Tradition

Our rich history is based upon a "Pioneer Tradition" that goes back many generations.
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Grinnell Mutual Member

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